Tribute to Dave Ramsey – 11 Weird Things to Do in 2011

Dave Ramsey was introduced to me through the Financial Peace courses back in 2005 by my sister-in-law.  They took the Financial Peace course through their church and started telling me about their goals to get out of debt.  Well, I was knee-deep in debt from my undergrad degree at the time and barely making my payments on my bills.  I had just purchased a house with my husband right before the market got bad and we bought a dump that needed lots of TLC…and we couldn’t afford it.  So I jumped on board to get out of debt.  Thankfully, I was able to pay off all my credit cards, two cars, and a chunk of student loans before I started grad school and then eventually lost my job.  If I hadn’t paid off my credit cards and those cars, I would probably be losing my home and living with my parents.  I owe a lot to Dave Ramsey.  Even though, my financial situation sucks because of unemployment, it could be so much worse If I did not take advantage of the Financial Peace program.  It is highly recommended and once you take the course, you have a lifetime membership for refresher courses! Good luck to all of you who decide to check out his books.  I love Total Money Makeover.  I was disciplined enough to be able to follow the books without taking the course but I think the course would have been better for my husband…we are still working on him.  Best wishes for prosperity in your futures!
11 Weird Things To Do In 2011

Everyone has their own definition of what “weird” means. To us, it means having some—or actually a lot—of money, because so many people are broke! If you could keep hundreds of extra dollars a month instead of paying credit card bills, car payments and your alma mater, would you want to become weird?

If you’re tired of being normal (aka broke) like everyone else, here are some ways to get started on your journey to weirdness!

1. Set a solid foundation.

Without a proper start, big plans will eventually crumble. We are here to help you along the way during this weird year that will carry through the rest of your life. Find out how to set a solid foundation.

2. Bring out your inner bookworm!

According to The Literacy Company, 90% of learning is based on reading. You would think that Americans would read a lot, right? Well, about 27% of adults read no books at all in the past year. Set yourself apart from the majority by reading a few beneficial, nonfiction books this year! Here are some suggestions from Dave’s library.

3. Take baby steps with meal planning.

Food often costs more than you think. Plan your meals ahead of time to eat healthier and avoid hitting up your favorite fast-food spot five times a week. It’s not a daunting task when you get help from eMealz for just $5 a month!

4. Compare yourself to the Joneses—really!

The Joneses are broke. They’re in debt and don’t have money for emergencies, retirement or college. Do you really want to be like them? Doubtful. So compare yourself to them and determine what you need to do so you aren’t like the Joneses.

5. Practice saying no!

There are so many good things to do, but you can’t do it all. Learning to set limits in your life will actually allow you to do more, whether it’s with your time or money. Plus, you’ll be better at those things you do since you aren’t rushing around trying to cram a bunch of stuff into your schedule.

6. Surprise!

Who says giving to others only has to take place at Christmas? Challenge yourself to continue giving like no one else throughout 2011. You’ll be amazed at how much better life is when you give to others!

7. Dream.

Just because you’re a responsible adult who’s all grown up doesn’t mean you have to stop dreaming. But don’t just be a dreamer; do something about it! Determine what’s stopping you from making your goal a reality, and challenge yourself to overcome it.

8. Sacrifice.

Most people cringe at the “s” word. But sacrifice doesn’t mean you have to live in a cave and never have fun. Maybe you need to pick up an extra job or cut out a monthly treat from your budget to get closer to achieving your goal. Think of something you can give up, and commit to following through this year.

9. Get a will for real.

About 60% of Americans die without a will. So what’s the big deal? That means that when you die, everything you owned is either left to the government to divvy out, or your relatives will fight over your belongings. Avoid that heartache by creating a will. Stop procrastinating and just do it! makes it easy for you to leave this legacy for under $30.

10. Quit your J-O-B.

Don’t love your job? Then quit it! Find your passion and do work that truly matters to you. Yes, even in this economy you can quit your job—just be smart about it. Think it through. Have a plan, and be wise about your decisions. Consider this.

11. Pass on the weirdness!

It’s cool to be weird! Tell others about your journey to weirdness and how you’re changing your life for the best. Send them our weekly email challenges, pass along your budgeting knowledge, or invite them to a free Financial Peace University class. Dave has so many resources available for you and your friends that there’s definitely something for everyone.

How are you going to change your life in 2011?


8 Comments (+add yours?)

  1. Wanetta Coates
    Jan 14, 2011 @ 04:58:32

    Great article. Waiting for more.


  2. Marc Fisher
    Jan 15, 2011 @ 01:49:45

    Great post. I can see that you know what are you writing about. I am looking forward to read more.


  3. Norine Cobell
    Jan 17, 2011 @ 14:59:05

    Most of the times i visit a blog i get disappointed. Regarding your blog,I could honestly say that you writting is decent and your website solid.


  4. purchase Levaquin
    Jan 28, 2011 @ 10:57:27

    What I want to know is why I should care? I mean, not to say that what youve got to say isnt important, but I mean, its so generic. Everyones talking about this man. Give us something more, something that we can get behind so we can feel as passionately about it as you do.


    • princesspipersmama
      Jan 28, 2011 @ 11:03:29

      My purpose for this post was merely informational. If you dont care thats fine but for those who want to take charge of their financial situation as a new years resolution, I thought this would be a good resource. I am by trade a social worker and my job is to provide resources. I suppose this was an extension of my role as a social worker. I described my financial situation when I was introduced to Dave Ramsey and it was very helpful to me in order to get my finances under control, which is how I displayed my passion. It depends on how badly you are in debt and how badly you want to prosper I suppose. I dont think everyone in the world will jump on board, I was merely providing a resource.

      Thank you for your response. Its good to see people are reading and have something to say about it.


  5. janeyquiel
    Jan 29, 2011 @ 04:00:10

    I agree with your assumption.


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